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The Who, What, When, Where and Why of Retirement

If things are good, for some they won't be good enough. If it turns out that things are not so good, someone will ultimately benefit for this off-chance negativity.
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American dream or not, the games you may have once played with financing your home are not available for the vast majority of homeowners.
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Is the insurance industry the next victim of the financial crisis?
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The mutual fund investor has a great many more options available to them in the post-Great Recession marketplace. The question is: are they right for you as you make a retirement plan using 401(k)s or IRAs?
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Future Value/Annuity Calculation

This calculator will allow you to see two different yields, one before retirement, one during.

Since the mortgage calculator is so popular, I put together a form that does another calculation I find important: finding out how much to put away tax deferred to get a certain amount of money in the future, and how much you could expect to draw out of that money. Just put in some numbers to see what I am talking about!


input type="text" name="abal" size="10" value="0"> Beginning Balance of Account
Monthly contribution
Years until retirement
Estimated annual pre-retirement yield (%)
Estimated annual retirement yield (%)
Estimated annual inflation (%)
Estimated annual contribution increase(%)
Desired future monthly withdrawal amount (current dollars)

bluecollardollar: from the blog

Why Annuities are Good (yikes!) and Bad for Your Retirement

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