Minimum IRA Withdrawal

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    Calculators_ Mutual Funds

    Withdrawal Schedule

    Enter your starting balance, your ending balance, monthly contribution and interest rate.
    I will find out how long it will take until you reach that goal (default = \$1,000,000).
    Of course that million won't be worth very much way, way in the future.
    Put in an inflation factor and I will show you what it's worth then.

    Minimum IRA Withdrawal Calculation

    Minimum IRA Withdrawal Calculation

    This shows the minimum withdrawal requirements for a Traditional IRA.
    Note that this is for single life because joint life uses much more complicated tables!

    Beginning Balance of Account
    Monthly contribution
    Current Age
    Years until retirement
    Estimated annual pre-retirement yield (%)
    Estimated annual retirement yield (%)
    Estimated annual inflation (%)
    Estimated annual contribution increase(%)


    Mutual Funds

    Our Favorite Conservative Funds

    Our Favorite Catch-up Funds

    Our Favorite Aggressive Funds

    So what is a mutual fund?

    There have been some questions about the difference between a traditional IRA and a Roth IRA. With any luck, this should clear the confusion.

    Investing using dollar cost averaging

    Old thinking/ New Thinking.