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Join Paul Petillo, Dave Kittredge and Dave Ng every week on Financial Impact Factor Radio as they to discuss everything from retirement to insurance, investing to estate planning, from getting started to preparing to stop.

books by Paul Petillo

I just published my fifth book - this time with Smashwords! ReBuilding Wealth in a Paycheck-to-Paycheck World by Paul Petillo, copyright 2011 This ebook is available across all platforms including iPad and iPhone, Amazon and Sony.

on personal finance

In the world of personal finance, asking what's the worst that could happen is not the same as asking: "will I be able to afford this?" or "have I saved enough for retirement?"
More personal finance

on retirement

The Who, What, When, Where and Why of Retirement

If things are good, for some they won't be good enough. If it turns out that things are not so good, someone will ultimately benefit for this off-chance negativity.
More on retirement planning

on mortgages

American dream or not, the games you may have once played with financing your home are not available for the vast majority of homeowners.
More on mortgages and homes

on insurance

Insurance : Life, Health, Auto, Home

Is the insurance industry the next victim of the financial crisis?
Health Channel

on investing

The mutual fund investor has a great many more options available to them in the post-Great Recession marketplace. The question is: are they right for you as you make a retirement plan using 401(k)s or IRAs?
More on investing

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on your financial knowledge

"When there's a single thief, it's robbery. When there are a thousand thieves, it's taxation." - Vanya Cohen

13. Chelsea worked her way through college earning $15,000 per year. After graduation, her first job pays $30,000. The total dollar amount Chelsea will have to pay in Federal Income taxes in her new job will:

    a.) Double, at least, from when she was in college. Although this is the correct answer, taxes offer numerous ambiguities that could play in her favor. Suppose she heeded the advice of all those financial professionals and socked away as much as she could in her 401(k). Her tax bill would not double in that instance. She should explore all of the nuances of her tax bill before she files her first return as a graduate. Only then will she discover how to manage her taxes, not paying a dime more than she needs to pay.
    b.) Go up a little from when she was in college.
    c.) Stay the same as when she was in college.
    d.) Be lower than when she was in college.

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Women Investors: Look to a Man for Help?

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