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Join Paul Petillo, Dave Kittredge and Dave Ng every week on Financial Impact Factor Radio as they to discuss everything from retirement to insurance, investing to estate planning, from getting started to preparing to stop.

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I just published my fifth book - this time with Smashwords! ReBuilding Wealth in a Paycheck-to-Paycheck World by Paul Petillo, copyright 2011 This ebook is available across all platforms including iPad and iPhone, Amazon and Sony.

on personal finance

In the world of personal finance, asking what's the worst that could happen is not the same as asking: "will I be able to afford this?" or "have I saved enough for retirement?"
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on retirement

The Who, What, When, Where and Why of Retirement

If things are good, for some they won't be good enough. If it turns out that things are not so good, someone will ultimately benefit for this off-chance negativity.
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on mortgages

American dream or not, the games you may have once played with financing your home are not available for the vast majority of homeowners.
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on insurance

Insurance : Life, Health, Auto, Home

Is the insurance industry the next victim of the financial crisis?
Health Channel

on investing

The mutual fund investor has a great many more options available to them in the post-Great Recession marketplace. The question is: are they right for you as you make a retirement plan using 401(k)s or IRAs?
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on your financial knowledge

"To open a shop is easy, to keep it open is an art." - Chinese Proverb

15. If you are behind on your debt payments and go to a responsible credit counseling service such as the Consumer Credit Counseling Services, what help can they give you?
a.) They can cancel and cut up all of your credit cards without your permission.
b.) They can get the federal government to apply your income taxes to pay off your debts.
c.) They can work with those who loaned you money to set up a payment schedule that you can meet. Oh how we all wish it were answer b or d. But it isn¬πt. Counseling Services are designed to provide you with some much-needed discipline and give you a chance to recover from your poor decisions and get your financial footing back. They dole out the harsh reality of how credit works and challenge you to right the wrongs.
d.) They can force those who loaned you money to forgive all your debts.

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bluecollardollar: from the blog

Personalizing Personal Finance: Servicing Debt

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