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on the radio with Paul Petillo
Join Paul Petillo, Dave Kittredge and Dave Ng every week on Financial Impact Factor Radio as they to discuss everything from retirement to insurance, investing to estate planning, from getting started to preparing to stop.
books by Paul Petillo
I just published my fifth book - this time with Smashwords! ReBuilding Wealth in a Paycheck-to-Paycheck World by Paul Petillo, copyright 2011 This ebook is available across all platforms including iPad and iPhone, Amazon and Sony.
on personal finance
In the world of personal finance, asking what's the worst that could happen is not the same as asking: "will I be able to afford this?" or "have I saved enough for retirement?"
More personal finance
on retirement
The Who, What, When, Where and Why of Retirement
If things are good, for some they won't be good enough. If it turns out that things are not so good, someone will ultimately benefit for this off-chance negativity.
More on retirement planning
on mortgages
American dream or not, the games you may have once played with financing your home are not available for the vast majority of homeowners.
More on mortgages and homes
on insurance
Insurance : Life, Health, Auto, Home
Is the insurance industry the next victim of the financial crisis?
Health Channel
on investing
The mutual fund investor has a great many more options available to them in the post-Great Recession marketplace. The question is: are they right for you as you make a retirement plan using 401(k)s or IRAs?
More on investing
on twitter @PaulPetillo
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Zack's Investment Tools: Stock Screener or Mutual Fund Screener
Calculators
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on your financial knowledge
"It is better to take what does not belong to you than to let it lie around neglected." - Mark Twain
20. Which of the following statements is NOT correct about most ATM (Automated Teller Machine.) cards?
a.) You can generally get cash 24 hours-a-day.
b.) You can generally obtain information concerning your bank balance at an ATM machine.
c.) You can get cash anywhere in the world with no fee. Fees are the lifeblood of any bank and ATMs are one of the richest sources of fees. Using a debit card draws down your balance and is often not entered into check registers. Once checks are written on balances that are too low, new overdraft fees are tallied against the cardholder. Using ATMs that are not part of your bank¹s system can also charge fees for their use. Most folks don¹t do the math on these transactions. Consider a twenty dollar withdrawal. If the machine prompts you to accept a $1.50 charge, you will have agreed to withdraw $21.50 from you account. That money cost you 7.5%. That is a lot for convenience. Most stores with debit machines charge nothing for a withdrawal with a purchase.
d.) You must have a bank account to have an ATM Card.
back to the quiz
bluecollardollar: from the blogWomen and Money: How to Define Diminishing Marginal Utility
bluecollardollar: resources
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