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on the radio with Paul Petillo
Join Paul Petillo, Dave Kittredge and Dave Ng every week on Financial Impact Factor Radio as they to discuss everything from retirement to insurance, investing to estate planning, from getting started to preparing to stop.
books by Paul Petillo
I just published my fifth book - this time with Smashwords! ReBuilding Wealth in a Paycheck-to-Paycheck World by Paul Petillo, copyright 2011 This ebook is available across all platforms including iPad and iPhone, Amazon and Sony.
on personal finance
In the world of personal finance, asking what's the worst that could happen is not the same as asking: "will I be able to afford this?" or "have I saved enough for retirement?"
More personal finance
on retirement
The Who, What, When, Where and Why of Retirement
If things are good, for some they won't be good enough. If it turns out that things are not so good, someone will ultimately benefit for this off-chance negativity.
More on retirement planning
on mortgages
American dream or not, the games you may have once played with financing your home are not available for the vast majority of homeowners.
More on mortgages and homes
on insurance
Insurance : Life, Health, Auto, Home
Is the insurance industry the next victim of the financial crisis?
Health Channel
on investing
The mutual fund investor has a great many more options available to them in the post-Great Recession marketplace. The question is: are they right for you as you make a retirement plan using 401(k)s or IRAs?
More on investing
on twitter @PaulPetillo
special features
Zack's Investment Tools: Stock Screener or Mutual Fund Screener
Calculators
Privacy Policy
Ad Policy
Our recent financial discussions
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on filing taxes
Tips for Filing Electronically
Filing online is not for everyone. Here are a few simple things you need to keep in mind when you do decide to file electronically.
- Come to the process prepared. You will still have to dig up all the same personal financial histories (receipts, bank statements, pay stubs, etc.) that you would have had to do had you carted yourself off to the tax preparer. Because of this, it is not advisable to wait until the last minute.
- You can use the tools found at the following sites. They offer to allow you to work through the whole process without charging you for the service. If you should decide to file, then they will charge you for the effort. Stick with the big name filers such as
turbotax.com and hrblock.com.
- If you have a complicated financial life that requires the input and expertise of someone well versed in the complexities of our tax system, this is not the way to go. Find yourself a good and reputable accountant. Ask a friend or an family member.
- Most of us will have to file state income tax returns and this will be an additional expense. But don't forget to do it!
- The process is incredibly quick and is perfect for those with simple returns. And if you are getting back an enormous amount of money, it is probably time to rethink that strategy. Too much of a return simply means that you have given the government more of your money, interest free, than they were entitled to.
- Save a copy of your return in printed form, and keep it for at least three years. If you have the room, keep it for ten.
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