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Money Focus Mutual Funds Insurance Mortgages Taxes Step by Step Tax Guide Privacy Policy Contact the Editor Featured Sites The Simple Man's Guide to Credit Restoration and Repair Learn to repair and restore your credit. Featured Columnist: Research Newsletter 
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Personal Finance
Personal finance is more than just earning money. It is more than investing or retirement planning. It is more than the proper handling of credit and debt. In fact, this topic is the very lifeblood of your financial present and future.
It is a cold, cruel financial world out there full of greedy individuals looking to profit from your mistakes. We are your financial guide through that money jungle with news you can use, commentary from our sister site the BlueMoney Report, investing guides and curent information on mutual funds, bonds, insurance, mortgages and taxes. Order your copy of Building Wealth in a Paycheck-to-Paycheck World by Paul Petillo. It is packed with safe, proven wealth-building strategies that cover all the major components of a balanced financial plan, including:
Have you seen how well our time of life portfolios have done? With so much talk about globalization, a reader suggested we post this observation on the true meaning. Our series on Taxes begins in earnest with some looks at common mistakes, some suggestions on how to avoid any scrutiny from the tax collector, and how to get what is coming to you. The child tax credit can create problems determining the right age of your child, capital gains need a closer look and may require an amended return, and that refund should get some serious thought before you decide to borrow against it before you actually receive it. There is something amiss in your pension plan. Here are two brief updates on how this will affect you. And believe me, it will. Part One | Part Two | Part Three Additional Content of Interest The State of Work in America. Who Should Pay
Job creation is on everyone's minds these days. We take three different looks at what is being said about the state of work in America.
Part One: The economy cannot fully recover without job creation. Job creation cannot come from protectionism, a belief that is growing in popularity. Part Two: The burden of local taxes, health and welfare, and the wages that won't increase all play a roll in the recovery that won't fully develop. Part Three: Unfortunately, many businesses need to forecast growth beyond the upcoming quarter. Many are unwilling to do that understanding the long term destructive nature of current policies. Avoiding Being Kicked When Down Many years ago while the site was still in its infancy, I wrote an article about disability insurance. In fact, those early readers will tell you that it was a compelling reason for starting this site. Combined with a large void in the education about investing (that was not attached to a product) and my curiosity, the search for disability insurance actually led me to a career as a writer. What I found out then startled me. And still does. The Social Security Administration is a harsh administrator when it comes to doling out funds for the truly disabled.
If President Bush is to be believed, the tax cuts that he will propose will help each and every American.
Mutual Funds
We have designed a series of portfolios for every stage of your life. Early Bird
Portfolio of Funds (aggressive, with a high tolerance for risk), a Chaser Portfolio
of Funds (the late starter who needs to catch up to reach the retirement goal)
, and a Relaxer
Portfolio of Funds (a portfolio for someone who can see the light at the
end of the tunnel and what's a little more protection).
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All responses and any other information gathered here at the
BlueCollarDollar is kept completely confidential. We are just a curious bunch.
Insurance
Mortgages
We take you on a step by step walk through the maze of home buying. It is the
single biggest purchase you will ever make. And you should feel comfortable
about it. First Steps
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